Rent vs Buy Calculator
Compare the financial outcome of renting vs buying a home over time. Find your break-even year.
Net Worth Comparison
| Year | Rent Cost | Buy Cost | Renter Wealth | Buyer Equity | Winner |
|---|---|---|---|---|---|
| 1 | $24,000 | $35,071 | $97,217 | $95,577 | 🏢 |
| 3 | $74,182 | $106,196 | $134,206 | $128,556 | 🏢 |
| 5 | $127,419 | $178,696 | $174,938 | $164,155 | 🏢 |
| 7 | $183,899 | $252,654 | $219,865 | $202,618 | 🏢 |
| 9 | $243,819 | $328,161 | $269,499 | $244,216 | 🏢 |
| 11 | $307,387 | $405,310 | $324,422 | $289,249 | 🏢 |
| 13 | $374,827 | $484,200 | $385,296 | $338,053 | 🏢 |
| 15 | $446,374 | $564,939 | $452,873 | $390,998 | 🏢 |
| 17 | $522,278 | $647,639 | $528,011 | $448,498 | 🏢 |
| 19 | $602,805 | $732,419 | $611,686 | $511,016 | 🏢 |
| 21 | $688,236 | $819,406 | $705,010 | $579,067 | 🏢 |
| 23 | $778,869 | $908,734 | $810,625 | $653,226 | 🏢 |
| 25 | $875,022 | $1,000,545 | $932,062 | $734,138 | 🏢 |
| 27 | $977,031 | $1,094,992 | $1,071,690 | $822,523 | 🏢 |
| 29 | $1,085,252 | $1,192,235 | $1,232,236 | $919,188 | 🏢 |
| 30 | $1,141,810 | $1,241,957 | $1,321,314 | $970,905 | 🏢 |
Frequently Asked Questions
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