ToolSpark

Retirement Calculator

Plan your retirement savings. See projected growth, sustainable income, and whether you're on track for your goals.

Share:𝕏fin

$1,434,356

Projected at age 65

Today's dollars: $509,746

⚠️ Shortfall

Need $2,786,437 more

34% of goalGoal: $4,220,794
Currency:
Total Contributed
$260,000
Investment Gains
$1,174,356
Sustainable Income/yr
$57,374
Real Income/yr
$20,390

Growth Projection

$0k$341k$682k$1022k$1363k30364248546065
Total Balance Contributions

Milestones

$100kat age 35
$250kat age 44
$500kat age 52
$1000kat age 61
$2000kNot reached
About Retirement Planning

4% Rule: The withdrawal rate assumes you can safely withdraw 4% of your portfolio annually, adjusted for inflation, with low risk of running out over 30 years.

Inflation-adjusted: "Real" values show purchasing power in today's dollars.

Compound growth: Returns are compounded annually on existing balance plus monthly contributions.

Frequently Asked Questions

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